Effective Date: Sept 27, 2025
1. General
This website (the “Site”), including gwchomeloans.com, Citywide Home Mortgage, is owned and operated by Team GWC of Citywide Home Mortgage(“COMPANY,” “we,” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service or to impose new conditions on use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service as modified.
2. Intellectual Property Rights
Limited License to You
All materials on this Site—text, graphics, logos, videos, and software—are owned by us or our licensors and are protected by copyright, trademark, and other laws. You may download or print one copy of any page for personal, non-commercial use, provided all proprietary notices remain intact. Any other use, including modification, distribution, or creation of derivative works, is prohibited without our express written consent.
Your License to Us
By submitting content—comments, blog posts, photos, or other materials—you represent that you own the rights to that content or have obtained permission from the owner. You also confirm you are at least thirteen years old.
3. Disclaimers
We may link to third-party sites for your convenience; such links do not imply endorsement. We do not control external content or offerings and are not responsible for third-party accuracy, completeness, or reliability. Opinions and advice found on linked sites belong to their authors, not the COMPANY.
4. Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL COMPANY, ITS PARENT, SUBSIDIARIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OR INABILITY TO USE THIS SITE OR ANY CONTENT, PRODUCTS, OR SERVICES PROVIDED THROUGH OR IN CONNECTION WITH IT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
5. Refund Policy
Refund eligibility varies by product, service, or event. Each offering specifies its own refund terms—please review those before purchase.
6. Dispute Resolution
All disputes under these Terms will be governed by Utah law. Parties agree to attempt mediation first; if unresolved within 60 days, either party may pursue resolution in the courts of Chicago, IL
7. Final Disclaimer
Company content is for educational purposes only and does not constitute financial, legal, or investment advice. Consult a licensed professional before making decisions based on website information
8. Contact Information
For questions about these Terms:
Email: contact VIPservice@gwchomeloans.com.
