Affordable Homeownership with FHA Loans
FHA loans are government-backed mortgages designed to make homeownership more accessible. With lower down payment requirements and flexible credit standards, FHA loans are especially popular with first-time homebuyers. They provide affordable entry into the market without sacrificing competitive rates. At Team GWC of Citywide Home Mortgage, we specialize in FHA financing that makes buying your first home easier and more affordable.
At-a-Glance:
Min down: 3.5%
Credit fit: Moderate to good
Occupancy: Primary residences only
Loan size: FHA county limits
Pros: Lower down, easier credit
Cons: Mortgage insurance required
FAQs
A government-insured loan with easier requirements.
Buyers with lower credit or limited down payment savings.
They require mortgage insurance premiums.
No, FHA is only for primary residences.
Ready to Start Your Mortgage Journey?
Apply online, schedule a quick call, or request a guided application with one of our licensed teammates.
