Save More with Adjustable-Rate Mortgages
Adjustable-Rate Mortgages (ARMs) begin with a lower introductory interest rate, providing short-term savings before adjusting based on market conditions. This makes ARMs ideal for buyers who plan to sell, refinance, or relocate within a few years. At Team GWC of Citywide Home Mortgage, we help clients compare fixed and adjustable options to find the mortgage that best fits their financial strategy..
At-a-Glance:
Min down: 3–10%
Credit fit: Good to excellent
Occupancy: Primary or second homes
Loan size: Conforming or jumbo
Pros: Lower initial monthly payments
Cons: Rates may increase after adjustment
FAQs
A loan with a fixed-rate period followed by rate adjustments.
Buyers expecting to move or refinance soon.
Yes, lower initial rates reduce early payments.
Rates may rise after the fixed period ends.
Ready to Start Your Mortgage Journey?
Apply online, schedule a quick call, or request a guided application with one of our licensed teammates.
