Flexible Financing with Conventional Loans
Conventional loans are the most common type of mortgage, offering flexible terms, competitive rates, and broad eligibility. Ideal for borrowers with strong credit and stable income, these loans are not government-backed, making them versatile for primary residences, vacation homes, and investment properties. At Team GWC of Citywide Home Mortgage, we provide tailored conventional loan solutions that help you reduce long-term costs and achieve homeownership goals with confidence.
At-a-Glance:
Min down: 3–20%
Credit fit: Good to excellent
Occupancy: Primary, second homes, investment
Loan size: Conforming limits
Pros: Lower rates, flexible terms, versatile use
Cons: Higher credit and down payment required
FAQs
A mortgage not insured by the government, ideal for qualified borrowers.
As little as 3% for some buyers.
Often, yes—if you qualify with strong credit.
Yes, conventional loans allow non-primary occupancy.
Ready to Start Your Mortgage Journey?
Apply online, schedule a quick call, or request a guided application with one of our licensed teammates.
