Lower Costs with Down Payment Assistance
Saving for a down payment is often the biggest hurdle to homeownership. Down Payment Assistance (DPA) programs provide grants or forgivable loans that reduce upfront expenses. These programs are often paired with FHA, VA, or Conventional loans, making it easier for qualified buyers to purchase a home. At Team GWC of Citywide Home Mortgage, we connect you with local and state programs that fit your needs, helping you buy sooner and save money.
At-a-Glance:
Min down: 0–3% with assistance
Credit fit: Varies by program
Occupancy: Primary residences only
Loan size: Based on program
Pros: Reduces upfront cost
Cons: Income and location restrictions
FAQs
Eligibility is based on income, location, and credit history.
Yes, most assistance programs can be layered with these loans.
Some are grants; others are forgivable if you meet requirements.
We guide you step-by-step through local and state programs.
Ready to Start Your Mortgage Journey?
Apply online, schedule a quick call, or request a guided application with one of our licensed teammates.
