High-value mortgage financing for luxury and large properties
umbo loans are designed for high-value properties that exceed conforming loan limits. With larger loan amounts, flexible repayment terms, and competitive rates, these loans help qualified buyers finance luxury or unique homes. At Team GWC of Citywide Home Mortgage, we guide borrowers through the stricter requirements of jumbo financing, ensuring a smooth approval process. For buyers with strong credit and income, jumbo loans unlock opportunities beyond standard loan limits.
At-a-Glance:
Min down: 10–20%
Credit fit: Excellent
Occupancy: Primary, second homes
Loan size: Above conforming limits
Pros: Higher loan amounts
Cons: Stricter credit and income rules
FAQs
A loan exceeding FHFA conforming limits.
Buyers of high-value or luxury homes.
Not always; depends on structure.
Slightly higher than conforming, but competitive.
Ready to Start Your Mortgage Journey?
Apply online, schedule a quick call, or request a guided application with one of our licensed teammates.
