VA Loans

Exclusive Benefits with VA Loans

VA loans are government-backed mortgages created for veterans, active-duty service members, and eligible spouses. They provide zero down payment, no private mortgage insurance, and highly competitive rates. This powerful combination makes VA loans one of the most affordable home financing options available. At Team GWC of Citywide Home Mortgage, we proudly help military families access the benefits they’ve earned through service, simplifying the path to homeownership.

At-a-Glance:

  • Min down: 0%

  • Credit fit: Flexible

  • Occupancy: Primary residences only

  • Loan size: VA county limits

  • Pros: No down, no PMI, low rates

  • Cons: VA funding fee may apply

Eligibility & Docs: Requires Certificate of Eligibility (COE), proof of service, income verification, and credit report.
Rates & Costs: VA loans have among the lowest interest rates. Some buyers pay a funding fee unless exempt.

FAQs

Veterans, active-duty service, and some surviving spouses.

No, VA loans require 0% down.

No, a major advantage of VA financing.

Yes, multiple times if eligibility remains.

Ready to Start Your Mortgage Journey?

Apply online, schedule a quick call, or request a guided application with one of our licensed teammates.

United States Only
(Sat - Thursday)
(10am - 05 pm)