The Second Look Challenge Is A Success!

Unlock Lower Rates And More Buying Power Fast

Already Approved for a mortgage loan or need one? Get a Lower Rate or More Buying Power-in Minutes.

Take the Second Look Challenge: upload your pre-approval and Loan Estimate. We’ll show you a side-by-side-and if we can’t beat it, you’re entered to win a 65″ TV just for trying. No catch. No cost.

No purchase necessary. Odds vary. See official rules.

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Why Take the Second Look Challenge?

Lower Rate

Smaller monthly payment means more money in your pocket.

More Buying Power

Qualify for more homes and stand out with stronger offers.

Fast & Easy

Get your side-by-side comparison in minutes by phone or text.

Secure & Private

Your information is fully encrypted and protected. We never share your documents with third parties.

No-Cost Loan Option

Choose a structure that eliminates upfront costs, bringing less cash to close.

Bonus: Refinance Certificate

Lock in peace of mind - if rates are lower later, you can refinance with us with no Loan origination Points.
Easy Steps

How It Works (simple 1-2-3)

1

Upload/Share Loan Details

Send us your pre-approval letter/Loan Estimate.
2

We Compare In Minutes

You’ll see our offer vs. your current one.
3

Get Your Results

Save $$ or we enter you to win a 65” TV (Monthly Raffle!)

Most buyers save thousands - one just saved over $42,000!

Secure uploads. Your data is never sold. Only our team will contact you.

Realtor Testimonial
Lorena Ramirez-Carrillo
Top 1% Producer & Platinum Award Winner President And Managing Broker Of YUB Realty Inc.

Client Reviews

What Homebuyers Are Saying

Ready to LOWER your RATE & See How Much You Could Save?

Complete the quick form below. Secure upload, no cost, no catch. Just real savings or more buying power.

'Second Look' Application

By submitting this form, I agree to be entered into GWC’s Monthly TV Raffle for a chance to win a 65” Smart TV. See Official Rules.

Why Now?

Mortgage savings don’t wait - and neither should you.

Time is of the Essence

If you are under contract to buy, time is of the essence. Plus, not taking this challenge could mean you are paying thousands more.

Big chance

Odds are you will get a better rate! Plus, all participants this month get entered in the 65” TV raffle.

Limited offer

Don’t Miss Out. Expires December 31st, 2025. You have nothing to lose.

No purchase necessary. Odds vary. See official rules.

Frequently Asked Questions

👉 If you are under contract by law you should’ve been provided a Loan Estimate. Contact your lender if you do not have it.

👉 No. 100% free comparison.

👉 Don’t worry! We use encrypted and secure servers to manage our clients information & never share your documents with third parties.

Why Homebuyers Trust TEAM GWC at Citywide Home Mortgage

Proven experience, national backing, and local expertise you can rely on.

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Andres Carrillo

Senior Loan Originator (licensed in multiple states). - NMLS# - 1432408

Enrique Fonseca

Producing Branch Manager / Partner. - NMLS# 1732122

Cairo Carrillo

Producing Branch Manager / Partner (licensed in multiple states) -NMLS #2506443

Jay Boetscher

Senior Rehab Loan Originator and 203k Specialist
Open Hours:

Mon – Fri 10am – 7pm,
Saturday: 9am – 5pm
Sunday: CLOSED